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B

Views: 1253

Answers: 1

What right do I have as a tenant?

Adam wang Sales Rep

Check Residential Tenancies Act on http://www.sjto.gov.on.ca/ltb/. It provides detailed rights and responsibilities for landlords and tenants.

2018-07-05 02:28:27

H

Views: 1241

Answers: 1

外籍人士在加拿大买房有什么要求吗??

Adam wang Sales Rep

外籍人士在加拿大买房有什么要求吗? 1. 外国人需要在加拿大本土开设银行账户。 2. 无论是否是加拿大居民,都需要保持良好的信用记录。 3. 外国人需要有足够的首付款。 4. 外国人可以授权加拿大境内的亲戚或朋友代理完成按揭贷款。 5. 外国人需要做好加拿大银行账户的管理和安排。 6. 外国人在贷款买房时,银行会要求律师在登记产权时备注“外国人税务条款”,即,在卖房时,借款人如果依然还是非居民身份,需要将部分卖房款留置到完成税务申报之后再决定如何处置售房款。 7。 有的省份规定,非加拿大居民购买加拿大房地产需缴纳15%的购置税。请咨询专业律师。(来源:居外课堂)

2018-07-05 02:17:19

B

Views: 1239

Answers: 1

What can I do if my landlord kicks me out?

Adam wang Sales Rep

You need to know why the landlord wants you to leave. If the landlord ends a tenancy to have family members move in, people evicted must receive compensation.Landlords will have to pay one month’s rent to the evicted tenant or offer him or her another comparable rental unit.There will also be a new measure in place to ensure that an apartment isn’t vacated, ostensibly for a relative, and, less than one year later, rented out to someone else. You can check details for the Tenancies Act on http://www.sjto.gov.on.ca/ltb/. If the landlord does have a good reason to let you go, pack and good luck with finding a new place!

2018-07-05 02:27:49

D

Views: 1235

Answers: 0

Can I buy a home with no down payment?

No Answer Currently

F

Views: 1235

Answers: 1

What is a sewer back-up?

Adam wang Sales Rep

Sewers can back up following heavy precipitation, melting snow, a sudden thaw, a rise in the water table, or other unexpected weather conditions. You can minimize the risk of your house by following these loss prevention tips: Install a backwater valve: A backwater valve that complies with your municipality's standards and bylaws will prevent sewage from backing up into your basement. The valve closes automatically if the sewer backs up. Maintain your backwater valve: Proper care of your plumbing system will significantly reduce the risk of sewer backup.

2018-07-05 02:38:16

F

Views: 1233

Answers: 1

投资商业地产是否可以贷款?有什么条件?

Faith J Broker

个案分析。看购买生意的过去数据好不好,投资回报率,个人经验和财务状况。

2018-07-04 20:27:32

I

Views: 1233

Answers: 1

Does having “all risks” insurance cover my home for everything?

Jessica Li Sales Rep

Unlike the name suggests, all risks insurance doesn’t cover every possible risk to your property. However, it does have the most extensive list of all home insurance options. It includes all possible disasters except for a list of named exclusions, for example, damage caused by insects or rodents, volcano damage, or earthquake damage. In areas affected by earthquakes, coverage is often available at an additional cost.

2018-07-04 20:50:04

I

Views: 1230

Answers: 1

How is the home insurance premium determined?

Jessica Li Sales Rep

There are many factors that impact the premium, some noticeable ones are: ⦁ Address - if your neighbourhood has a higher number of burglaries, you may pay more premium; distance to a fire hydrant and a fire station also counts ⦁ Replacement cost - the size, number of stories, composition of your home, furnished basements, number of garages, etc. ⦁ Roofing - a recently replaced roof with better material is more likely to withstand the harm of weather ⦁ Heating - newer forced-air gas furnaces and electric heat are far safer than oil furnaces and wood stoves ⦁ Other - do you have a swimming pool and/or a hot tub? Do you have sewer back-up prevention measures?

2018-07-04 20:42:02

B

Views: 1230

Answers: 1

中国投资者如何在加拿大卖房?

Betty Betty Zheng Broker

1. 明确为何要卖房 2. 订价前做好充分的市场调研 3. 参观别人的OPENHOUSE 4. 只与认真负责的优秀经纪合作 5. 房屋的内、外观留给买家(准买家)的第一印象很重要 6. 精心装饰,强化视觉效果 7. 去除房屋异味 8. 不怕暴露房子的问题 9. 谈价过程中应控制好情绪 10充分了解你的买家 11卖出前,不要搬出 12确认合同是完整的 非加拿大居民在加拿大出售房地产时,所有的资本收益都需要支付税款。正常的加拿大税率为收益的50%。但是,非居民需要在出售前缴纳税款的预估值,相当于收益的25%。这一部分税款由卖方的律师保留到加拿大税务局(CRA)下发本房产出售的清关证书。付款后,当买卖合同的所有条件都移除之后,加拿大税务局会给卖家发出清关证书。证书发放周期通常为6~8周。如果没有取得证书,买方将无法继续交易,同时还需扣留25~50%的房款。 房贷于截止日期之前转移到卖方的律师,然后给卖家,随后再将房产证转移到买方名下。 卖方如果不是加拿大公民,则应提交交易进行当年的加拿大所得税纳税申报表,应该会收到已缴税款的部分退款。加拿大房产税取决于房产主要用于居住还是用于出租。如果它被用来作为出租物业,必须支付非居民税,为租客支付的总租金的25%。但是,如果雇用了专业的物业经理,经理将根据法律规定代扣25%的租金,也就是说,只需要上报给税务局75%的租金收入。然后在次年3月31日之前,物业经理发出NR4表格,那么业主就有权提交加拿大报税的材料。纳税申报必须于6月30日前发出。 许多国家,如美国与加拿大有税务条约,这是为了防止公民受到二次征税。建议在卖房前,先向加拿大税务会计师咨询获取更多信息。(来源:居外课堂)

2018-07-04 22:06:07

G

Views: 1229

Answers: 1

房屋保险一定要买吗?

Jessica Li Sales Rep

对加拿大人而言,购买住房后的第一件事就是购买住宅保险。虽然法律并没有强制规定住宅物业必须购买保险,但很多人因为提供按揭服务的银行要求客户为房屋买保险,所以不得不买。大陆移民要应该理解,购买房屋保险不仅仅是降低银行的贷款风险,对于住户也可以很好的控制意外造成的损失。房保同车保一样是我们生活中的必不可缺,即使身为土豪的你已经供完了全部贷款,继续购买保险也不是一件坏事。

2018-07-04 20:56:20

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