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F

Views: 985

Answers: 1

投资商业地产是否可以贷款?有什么条件?

Faith J Broker

个案分析。看购买生意的过去数据好不好,投资回报率,个人经验和财务状况。

2018-07-04 20:27:32

C

Views: 985

Answers: 0

购买楼花的程序是什么?

No Answer Currently

G

Views: 983

Answers: 1

在万锦租房、出租的重大改变?

Adam wang Sales Rep

万锦市议会对市内分租屋、短租屋如Airbnb等的有关规定作出重大修改,设定了很严格的限制条件,对房东们的出租生意影响重大。 据约克区网报道,市议会以11比2的绝对多数通过新规,对第二单位(secondary suites)、短期住宿(Airbnb)和分租屋(rooming house),以及噪音和惊扰邻居等问题,设定了限制条款。 这一规定适用于包括Airbnb在内,所有一年内(calendar year)不超过60天的短租屋,新规下,分租屋(rooming house)只限于在主要公路上,小路上的房屋不允许作为分租屋出租。而且分租屋不会立即获批准,房东或业主需要提出具体的申请。房东或业主必须向万锦市土地规划调整委员会(committee of adjustment)申请修改土地规划用途(zoning amendment),这一过程将会相当费时,也非常昂贵,估计至少要交$45,000加元。同时,房东或业主还要提前通知到周围的邻居,而这些邻居可以提出反对。

2018-07-05 02:29:48

D

Views: 984

Answers: 1

Does a higher credit score mean a better mortgage rate?

Betty Betty Zheng Broker

Your credit score is a measure of your financial health. The credit-reporting agencies Equifax and TransUnion use a scale from 300 to 900. High scores on this scale are good. The higher your score, the lower the risk for the lender. Thus, a higher rating will typically secure a better mortgage rate, since you’re considered to be more likely to make your scheduled payments. If you have a poor rating, do some damage control before you apply for your mortgage.

2018-07-04 21:50:13

E

Views: 984

Answers: 1

What is Guaranteed Replacement Cost?

Jessica Li Sales Rep

Guaranteed Replacement Cost coverage means that if anything happens to your home, the full cost to replace it (including construction costs) will be covered. For example: if your home is insured for $300,000 and there is a fire that destroys your entire home and costs $350,000 to rebuilt it, you won't have to pay the difference out of your own pocket.

2018-07-04 20:38:39

E

Views: 984

Answers: 1

What does home insurance cover?

Jessica Li Sales Rep

Your home insurance mainly covers your property and its contents. If you own a house, then your insurance will generally cover: ⦁ The building itself ⦁ The trees and shrubs located outdoors on the premises ⦁ Detached Structures on the premises, like a garage or shed ⦁ Your own personal property, like furniture, electronics, computers, clothing, kitchenware, jewellery and art ⦁ Additional living expenses if you need to relocate temporarily after making a claim ⦁ The loss of any rental income after making a claim, if applicable.

2018-07-04 20:41:11

F

Views: 984

Answers: 1

多伦多投资商业地产收益率如何?

Faith J Broker

多伦多市中心的回报率相对来说比较低,一般是3%~4%。中心城区回报率一般是5%~6%。外围层地区达到6%~8%,更偏远的地方高达8%~10%以上。

2018-07-04 20:24:39

I

Views: 984

Answers: 1

Does having “all risks” insurance cover my home for everything?

Jessica Li Sales Rep

Unlike the name suggests, all risks insurance doesn’t cover every possible risk to your property. However, it does have the most extensive list of all home insurance options. It includes all possible disasters except for a list of named exclusions, for example, damage caused by insects or rodents, volcano damage, or earthquake damage. In areas affected by earthquakes, coverage is often available at an additional cost.

2018-07-04 20:50:04

B

Views: 984

Answers: 1

Do I need a lawyer to close?

Adam wang Sales Rep

For buying and seller, yes lawyer is required. But for lease, you might not need the lawyer.

2018-07-05 02:48:40

D

Views: 983

Answers: 1

贷款的过程中,最有可能影响贷款结果的事情有哪些?

Betty Betty Zheng Broker

1.工作变更,2. 购买大件,3. 家庭婚姻变故

2018-07-04 21:52:11

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