The Sesame Community

对加拿大人而言，购买住房后的第一件事就是购买住宅保险。虽然法律并没有强制规定住宅物业必须购买保险，但很多人因为提供按揭服务的银行要求客户为房屋买保险，所以不得不买。大陆移民要应该理解，购买房屋保险不仅仅是降低银行的贷款风险，对于住户也可以很好的控制意外造成的损失。房保同车保一样是我们生活中的必不可缺，即使身为土豪的你已经供完了全部贷款，继续购买保险也不是一件坏事。

2018-07-04 20:56:20

多伦多市中心的回报率相对来说比较低，一般是3%~4%。中心城区回报率一般是5%~6%。外围层地区达到6%~8%，更偏远的地方高达8%~10%以上。

2018-07-04 20:24:39

商铺是风险游轮。如果加盟酒店几十万到几百万都是可能的，甚至几千万的大型商铺。

2018-07-04 20:25:46

Yes. When an insurance agent refers to home insurance or homeowners insurance they are typically talking about the same type of policy. A standard home insurance or homeowners insurance policy includes coverage for the structure of the home and liability.

2018-07-04 20:53:43

The home insurance liability covers you at home or anywhere in the world in the event you are presented with a lawsuit. The minimum amount of liability coverage included in a home insurance policy is typically $100,000. However that figure can usually be increased to over a million dollars in coverage if neccessary (and depending on your provider).

2018-07-04 20:42:59

For buying and seller, yes lawyer is required. But for lease, you might not need the lawyer.

2018-07-05 02:48:40

No Answer Currently

Discounts are offered to homes with improved security. You can install a home security system and/or a fire/smoke alarm connected to central station. You can also lower the premium by choosing a higher deductible. Some insurers provide a claim-free discount if you do not make a claim in a set period of time (usually 12 months or more).

2018-07-04 20:44:14

Reducing the listing price is the way to go. It’s critical that you list your home for the right price, in order to attract interest from buyers and generate serious interest in your listing. Your real estate agent will help you set the right price that is competitive with comparable homes in your area.

2018-07-04 22:02:52

万锦市议会对市内分租屋、短租屋如Airbnb等的有关规定作出重大修改，设定了很严格的限制条件，对房东们的出租生意影响重大。 据约克区网报道，市议会以11比2的绝对多数通过新规，对第二单位（secondary suites）、短期住宿（Airbnb）和分租屋（rooming house），以及噪音和惊扰邻居等问题，设定了限制条款。 这一规定适用于包括Airbnb在内，所有一年内（calendar year）不超过60天的短租屋，新规下，分租屋（rooming house）只限于在主要公路上，小路上的房屋不允许作为分租屋出租。而且分租屋不会立即获批准，房东或业主需要提出具体的申请。房东或业主必须向万锦市土地规划调整委员会（committee of adjustment）申请修改土地规划用途（zoning amendment），这一过程将会相当费时，也非常昂贵，估计至少要交$45,000加元。同时，房东或业主还要提前通知到周围的邻居，而这些邻居可以提出反对。

2018-07-05 02:29:48