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J

Views: 1836

Answers: 1

If I choose not to replace an item that I claim through home insurance, do I still get the cash?

Jessica Li Sales Rep

Even if you do not replace the item, your insurance provider will pay out on the claim if the peril is covered. The difference may be in the amount that you receive as payment. In the case of a replacement value policy, you may need to provide receipts to prove the true replacement cost – as otherwise you may only receive the actual (depreciated) cash value of the goods that were lost or damaged.

2018-07-04 20:46:18

J

Views: 1791

Answers: 1

Are my swimming pool and spa covered by my home insurance?

Jessica Li Sales Rep

Yes, your home insurance covers both these things. Your standard insurance policy protects you in case water seeps into your home because your pool or hot tub leaks.

2018-07-04 20:49:42

G

Views: 1791

Answers: 1

加拿大居家防火检查清单?

Adam wang Sales Rep

预防 一、吸烟: 1、知道有房内谁抽烟; 2、知道他/她的烟灰怎么处置; 3、检查衣服、床垫、家具和地板,有无烟头; 4、妥善存放火柴、打火机,确保不会被小孩找到和拿到。 二、厨房: 1、检查电炉是否干净,是否有油脂,有油脂要清理干净; 2、检查锅底是否烧焦、烧穿; 3、做饭、炒菜时,尽可能把手柄朝内,避免碰倒; 4、避免孩子单独呆在厨房,孩子做饭要监控; 5、纸巾、毛巾、窗帘等,要远离电炉锅灶,以免起火; 6、检查菜油是否放好,是否远离炉灶,是否旋紧了盖子; 7、做饭时,避免穿宽松长袖容易着火的衣服; 8、做饭时,要呆在厨房,如需离开,最好暂时熄火; 9、停电时,要立即把炉灶的电源关上; 10、做晚饭,确保关上电源。 三、电器: 1、确保使用15安倍的保险丝; 2、检查电线、插头、插座有无损毁、老化; 3、确保电线,没有从地毯、家具下穿过; 4、确保电线插座附近,没有存放易燃物品; 5、电热扇远离窗帘、毛巾、家具、纸张等易燃物; 6、使用烘干机时,确保屋里有人; 7、电器及电线远离水; 8、烤面包机是否清洁,是否有油脂; 9、保持烤箱、炉具清洁; 10、避免把金属放入微波炉; 四、烟囱: 1、确保烟囱清洁、通畅(预防一氧化碳中毒)。 侦测: 一、烟雾报警器 1、每一层楼安装了烟雾警报器(Smoke Detectors/ Smoke Alarms); 2、厨房附近有烟雾报警器,地下室热水炉和烘干机附近有烟雾报警器,卧室门廊上有烟雾报警器; 3、确保住户知道报警器报警声,并能够听到; 4、每月监测一次报警器,每年更换一次电池,使用十年以上更换报警器。 二、一氧化碳侦测器:临近睡房的过道上,安装一氧化碳侦测器。 1、准备至少两条逃生路线; 2、让每个人知道逃生路线; 3、确保出口无障碍物; 4、将门窗钥匙,放在人人能找到的地方; 5、演戏在几分钟内逃出去。 二、发生火灾 1、保持镇静,尽快逃离; 2、不要浪费时间调查原因或抢救财务; 3、若有烟雾,匍匐前进,以免吸入浓烟; 4、开门之前,检查门把手是否烫手,如烫手,外面有火,选择另一个出口逃生; 5、出门请关上门,但不要锁上门(如果打开门,火势有氧气会加快蔓延); 6、逃出去后,立即呼救,拨打911; 7、逃出去后,在前院会和,以彼此确证是否安全,以及让消防立即知道你是否安全 三、身上着火 1、不要到处跑,让火势蔓延; 2、躺下在地上打滚; 3、用棉衣、毯子都重布料熄火。

2018-07-05 02:40:34

F

Views: 1791

Answers: 2

Anyone knows some good shops sell luxury carpets? Thank you!

Monica Zhang Sales Rep

You can take a look ELTE,80 Ronald ave, York~ They have really good carpets.

2018-09-16 03:10:04

G

Views: 1785

Answers: 1

房龄长的老房子,地下室墙面和沿着墙根的地面潮湿严重,如何解决?

Adam wang Sales Rep

此类情况往往是外部墙基周围“Weeping System”导水系统失效造成的。解决方案包括外部和内部两部分。外部除了开挖地基重新安装导水管外,还需在外墙表面铺设“Water Proofing”材料进行防水工作。另外,新的回填土“Grading”表面坡度需要向墙基外侧倾斜,防止地表水蓄积在地基周围。做到“疏、堵、防”三位一体。内部后备辅助性工作,是在地下室内开挖集水坑“Sump”并加装污水泵“Sump Pump”,使渗入室内地板下或外部导水系统内的水通过水泵主动排出至室外或公共污水系统内。这样就可以解决老房子地下室潮湿或漏水的问题了。

2018-07-05 02:40:07

I

Views: 1782

Answers: 1

Does my home insurance cover the contents of my house during a move?

Jessica Li Sales Rep

Generally, your home insurance policy will cover the contents of your home (your personal possessions) during a move. But there are instances where your insurance company could refuse coverage. For example, if a piece of valuable art being moved between residences is damaged during the move with no apparent cause (like a traffic accident) then your insurance company can refuse coverage – unless you have a specific moving clause. Check your policy for specific details. However, perils like theft or damage should be covered, as long as you don’t act in a negligent manner. If you’ve hired a professional moving company, you can rest easy. Moving companies generally carry insurance against property damage that might be caused during a move – especially if their staff were responsible. Making sure you supervise carefully while remaining clear of the movers, and inspect your goods upon receipt to allow you to report any damages immediately, and protect you from making a claim (to either your insurance company, or the movers) that won’t be reimbursed.

2018-07-04 20:43:38

K

Views: 1782

Answers: 1

How do I lease a house ?

Vince Song Sales Rep

You mean you have a property for lease or you want to rent a house to live?

2018-10-11 20:27:19

J

Views: 1777

Answers: 3

Normally, how long will it be to remove "sold conditionally" Thanks

Da Zhang Sales Rep

1-10business daysfor residential. 1-5 business days for freehold 3-10 business days for condo(status10+3) Up to 90 days for commercial (DD)

2018-09-27 01:23:23

J

Views: 1773

Answers: 1

Does my home insurance policy cover my valuable possessions such as jewelry or artwork?

Jessica Li Sales Rep

Yes, but for limited amounts of coverage. You may want to consider buying a Personal Articles Floater which provides all risk coverage for theft and mysterious disappearance.

2018-07-04 20:48:24

D

Views: 1774

Answers: 1

多伦多的Etobicoke(伊桃碧谷)社区介绍?

Adam wang Sales Rep

不断有北边华人区的朋友搜索一下地图,然后告诉我中南部伊桃碧谷还是太远了。其实不然,只是离华人聚集区远。但是,离市区近,离密市近,离多伦多Pearson国际机场10分钟 -换句话说,离上班族聚集区特别近;除了东边紧邻多伦多市区中心,中南部伊桃碧谷三侧被高速环绕–北边有401,西边有427,南边靠湖边有QEW高速。 在公共交通上,因为直属多伦多市辖区范围内(不是“大多地区”),TTC交通网络布局紧凑,且有现成的(非“在建”)地铁Bloor线横穿中南部伊桃碧谷,10-15分钟可到Yonge and Bloor, Bay街金融区,以及多伦多大学主校区;而南岸湖边则有不间断的GO-train车次。这一点很重要,需要特意说明,因为北边的GO train 据说是按班次的, 一天只有几次。原因其实很简单,湖边的GO-train line 跟安大略湖岸线和湖边QEW高速以及主干道Lake Shore Boulevard 并行而不交叉,不打断公路交通,所以车次不间断,载客量很大。而从北边华人聚集区的卫星城向南汇聚到多伦多市区Union Station的GO-train line, 跟公路和高速主干道一路交叉,GO-Train通行的时候就必然要打断主路交通,因此车次严重受限。从北边华裔聚集区进入多伦多市区基本就全靠公路交通,一条404 和DVP, 交通之拥堵,可以想见。而从北边进入市区的上班族,如果有赖公共交通的话,最好是不要错过一天的这几班GO-train services,个中辛苦,就不说了。基于此,多伦多市政和各个郊区城市的市政意识到,跨省际的GO-Service,能取得最大的载客量最高的利用率的,非安大略湖边的GO-service莫属。这应该是省府最近大力发展湖边GO-train services的原因所在- 从Hamilton 向西到St. Catharines,从Oshawa 向东到Bomanville, GO-train延长线建设的如火如荼,与之相伴的是由西向东安大略湖边城市房价的一路上扬 - St Catharines, Hamilton, Burlington, Oakville, Mississauga, Pickering, Ajax, Clarington, Oshawa,Bomanville。

2018-07-05 02:35:38

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