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E

Views: 1772

Answers: 1

Do I need to buy insurance for my home?

Jessica Li Sales Rep

Owners are NOT legally required to insure their home with two exceptions If you are carrying a mortgage, the financial institution may require you to buy home insurance. This helps protect the value of the home and security of their loan in case of an accident. If you are buying a condo, the board may require you to have home insurance. You should verify this with the management. Nevertheless, to all homeowners, home insurance is still strongly recommended for the many useful coverages it provides.

2018-07-04 20:35:57

A

Views: 1752

Answers: 0

当个房东不容易:欠租 解约 驱逐篇?

No Answer Currently

B

Views: 1747

Answers: 1

买楼花有哪些缺点?

Adam wang Sales Rep

1. 因为是买期房,你只能看到图纸,对于将来楼盘盖好后的质量,只能依赖你对开发商的信任程度了。 2. 房价总会有波动,所以买楼花是要承受一定的风险的,特别是对买楼花用来投资的客户,如果楼盘盖好后市场价格反而低于你的楼花价格,除非你能从银行拿到贷款,然后自住或者出租,然后等市场价格上来后再卖,否则会有风险。

2018-07-05 02:43:10

F

Views: 1743

Answers: 1

中国人在加拿大买房有什么限制吗?是不是看中了任何房子或者房产都能买?

Adam wang Sales Rep

外国人或非加拿大居民可以自由买卖加拿大房地产。根据加拿大联邦政府«公民法»,非加拿大居民亦能够购置、拥有和出售房地产,其要遵守的规定与条件和加拿大居民或公民相同。然而该法律也赋予了各省权力以对非公民与非永久居民,或由其控制的公司和社团购置土地进行限制。比如有的省份规定,非加拿大居民购买加拿大房地产需缴纳15%的购置税。请咨询专业律师。(来源:居外课堂)

2018-07-05 02:16:44

S

Views: 1742

Answers: 1

How do I find an affordable home with enough space for me?

Vince Song Sales Rep

First of all, yo should to know how many square feet is enough, then prepare 25% deposit and calculate 6 times of your income to get mortgage.

2018-10-11 20:42:03

H

Views: 1736

Answers: 1

申请房贷的流程是什么?

Alvin Liu Sales Rep

找到银行贷款经理;给相关材料,贷款经理根据材料做相关贷款申请根据不同的客户身份和条件,贷款审批开始,同时银行会约房屋评估,给房子估价 贷款审批成功 到银行签字

2018-08-09 14:18:36

H

Views: 1735

Answers: 1

投资房屋贷款的安全系数是怎样计算的?

Betty Betty Zheng Broker

投资房屋贷款总额度与收入比例称为Loan-To-Income Ratio(LTI)。 一般认为这个数值控制在2.5-3左右比较正常, 超过3就有点过激。可咱加拿大最近几年,超过4.5的房屋购买者比重非常大!这种高比例的房屋贷款人, 被加拿大央行进行了标记, 称为 “highly indebted” (高负债者)。

2018-07-24 20:52:37

I

Views: 1735

Answers: 1

What are the prices for houses in toronto

Faith J Broker

The average is about 1.35M. However, the price is very different when the property is different type.

2018-10-11 13:40:48

D

Views: 1732

Answers: 1

加拿大的民用住宅一般分哪几种?

Jessica Li Sales Rep

加拿大的民用住宅一般分哪几种? 1. 独立屋(DETATCHED,亦称SINGLEHOUSE):是建筑在所属土地上的单一独立房屋,业主拥有房屋与土地的权利,无管理费。 2. 半独立房屋(SEMI-DETATCHED):房屋的一侧同另一所房屋的外墙相连,无管理费。 3. 连排镇屋(TOWNHOUSES):一排房屋两侧均相连,分为有管理费和无管理费两种,取决于物业是否有与其他业主共同拥有的共用和共管部分。 4. 共管公寓(CONDOMINIUM),每个单元有独立的业主,与其他业主共同拥有其共用和共有部分的权利,有管理费。(来源:居外课堂)

2018-07-04 21:11:23

D

Views: 1731

Answers: 1

Do I need tenant insurance if I’m renting?

Jessica Li Sales Rep

Yes. Many unexpected things can happen, like a fire or a break-in. Your tenants insurance would cover these things, and the cost of temporary accommodation if you need to move out when repairs are being done. What’s more, if you accidentally injure someone or damage another person’s property anywhere in the world, your liability coverage will protect you, up to the amount of your insurance coverage.

2018-07-04 20:37:43

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