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D

Views: 1714

Answers: 1

在加拿大买房,投资回报率有多高?

Betty Betty Zheng Broker

在加拿大投资地产,准确地计算投资回报率,是我们决定是否要投资房地产,以及如何选择投资类物业的最关键问题。简单地说,投资回报率是指投资所产生的收益与投入本金的比例。 通常,贷款比例越大,投资回报率越高,但现金流也越低。还清贷款时,现金流情况最好,但投资回报率最低。20%首付的情况下,在多伦多市中心的公寓投资,按照现在的贷款利率,年投资回报率可以达到8-9%;北约克或其他地方公寓楼的投资回报率在7%-8%。(来源:居外课堂)

2018-07-24 20:51:29

D

Views: 1709

Answers: 1

贷款的过程中,最有可能影响贷款结果的事情有哪些?

Betty Betty Zheng Broker

1.工作变更,2. 购买大件,3. 家庭婚姻变故

2018-07-04 21:52:11

F

Views: 1689

Answers: 1

加拿大买房“下offer”是什么?

Adam wang Sales Rep

在加拿大的房地产交易中,Offer实际上就是一种“买卖的协议(Agreement of Purchase and Sale),它可以由买方准备,也可以由卖方准备,但通常都是由买方准备。买方的经纪人根据买方的要求起草,由买方签字后再交由卖方过目。卖方可以CounterOffer(还盘),买方也可以再还回去,几个回合之后,双方达成一致,在Offer上签字,该Offer即成为了具有法律约束力的合同,双方都要遵守。 一份标准的购房Offer通常包括以下内容: 1、基本细节:售房者、购房者的姓名,待售房屋的地址。 2、购买价格,同时包括定金、首付款和银行贷款等。 3、私人物品的处理,如窗帘、厨房电器、洗衣机和烘干机等是否留下。 4、买卖双方承担的基本责任和义务。 5、交房时间和要求对方答复的期限。(来源:居外课堂)

2018-07-05 02:22:36

I

Views: 1689

Answers: 1

I have a roommate moving into my home, are her belongings covered under my homeowners insurance?

Jessica Li Sales Rep

Typically the answer to this question is no. The contents portion of your homeowners insurance policy provides coverage for the policyholder’s belongings as well as immediate family members who reside in the home (children, spouse). Your roommate might want to consider purchasing a tenant insurance policy. A tenant insurance policy provides coverage for the tenant’s belongings up to coverage limits listed in their policy. Your roommate would then have sufficient coverage for her belongings in the event of a loss.

2018-07-04 20:54:51

G

Views: 1688

Answers: 1

木地板泡水了怎么办?

Adam wang Sales Rep

目前常见的居民家庭遭遇“水灾”的原因主要来自管线渗漏,依照严重程度可分为: 1、大面积泡水:自来水管崩裂、暖气跑水。 2、局部泡水:水管滴漏、隐蔽管线渗水、暖气管滴漏、饮水机漏水、浴缸漏水等。 01发生木地板泡水了,要在最短的时间内把木地板上的表层水吸干。同时拿吸尘器在泡水木地板的拼接缝隙吸走水汽,或者拿吹风机用冷风吹干,但千万不要用热风吹,防止表面因受热干燥而引起干裂变形。 02如果是小面积泡水,建议不要将强化地板撬起晾干,那样容易对强化地板造成硬损伤,很可能引起无法恢复使用的严重后果。最好迅速拿掉地板的踢脚线,露出伸缩缝,靠伸缩缝将水汽散发完,根据渗水量大小不同,干燥起来通常需三至十天左右。 03如果是大面积泡水,应及时通知地板售后服务处,并在尽量保持地板不变形的情况下将地板小心撬起,按“井”字型叠加摆放晾干,用其叠压产生的重量防止变形的发生,同时注意不能放在太阳下曝晒,应将其置于通风处阴干,一般情况下对于质量较好的实木地板都可以再次使用。 04对已泡水起翘变形的地板,最好更换,不建议刨平拱起的部分,再重新油漆的处理办法,因为将起拱部分刨平后,重新油漆会导致和其它板色不协调,而且整个木板厚薄不均,受力就不同,容易出现凹坑。 05小面积浸水的实木地板,及时发现后,可将地面处理干净后,把板子撬起,将潮湿的地板晾干后重新安装;如果进水量稍大时,不仅要撬起漏水处的板子,还应顺着龙骨排设的方向将对面的板子也撬起,让内部流通空气带走潮气。如果不能确定进水量的大小,最好按进水的流向依次撬起板子,查看潮湿情况,做到万无一失。 06事后抢救毕竟是被动的,未雨绸缪才是最好选择。平时要多注意窗户别开大了,防止飘雨;常检查空调、水暖管和洗衣机是否漏水。目前的地板蜡主要起清洁保养作用,不能完全防水,市场上还有一些地板保护膜,像一层透明镀膜,不粘滑,防水防刮,比地板蜡用得久,省去了在家换鞋的麻烦。

2018-07-05 02:41:00

B

Views: 1687

Answers: 1

Is there a fee associated?

Betty Betty Zheng Broker

It depends on the Vendor. Some do come with a free assignment clause and others might charge for a fee.

2018-07-24 20:21:18

J

Views: 1687

Answers: 1

Didnt get the promotion code when i signed up. Was promised the promotion code as well the promise that we would have been able to purchase food from the hot dog stand at seneca newnham canpus

Faith J Broker

Hi J, thanks for your following up. We are working on Seneca campus promotion. It is expected in place by next Friday. Sesame Booking Team

2018-09-05 20:25:02

H

Views: 1686

Answers: 0

在加拿大购房,房产证写谁名字?

No Answer Currently

B

Views: 1686

Answers: 1

When can I assign a pre-construction condo?

Betty Betty Zheng Broker

Depending on the terms and conditions outlined in the agreement, usually people assign units closer to the completion date.

2018-07-24 20:22:07

H

Views: 1684

Answers: 1

What does the new mortgage “stress test” mean?

Betty Betty Zheng Broker

The new mortgage rules that took effect on January 1, 2018 now require that all mortgage applicants qualify at a rate that’s 2% higher than your contracted rate or the Bank of Canada’s five-year benchmark rate, which currently sits at 4.99%. This is to ensure that borrowers will be able to make their mortgage payments should interest rates increase. This means you’ll have to qualify for the mortgage loan at a rate of 6.99% – even though you’ll only pay at a rate of 4.99%.

2018-07-04 21:51:46

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